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These Website Terms and Conditions (“Terms”) govern your use of the website (the “Website”), which is owned and operated by Financial Guide (“Company”). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use the Website.

  1. Acceptance of Terms By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as any additional guidelines, rules, or policies posted on the Website. These Terms constitute a legal agreement between you and the Company.
  2. Eligibility You must be at least 18 years old to use the Website. By using the Website, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.
  3. Services Provided The Website provides users with information and facilitates introductions to investment brokers that specialize in fixed term investments across Australia. The Company does not provide financial advice, make investments on behalf of users, or guarantee any specific outcomes. The Company acts solely as an intermediary between users and the investment brokers.
  4. User Obligations 4.1 Registration To access certain features or services on the Website, you may be required to register an account. When registering, you agree to provide accurate, current, and complete information. You are solely responsible for maintaining the confidentiality of your account and password, and you agree to accept responsibility for all activities that occur under your account.

4.2 User Conduct You agree to use the Website in compliance with all applicable laws and regulations. You will not:

a) Use the Website for any illegal or unauthorized purpose. b) Post or transmit any content that is unlawful, harmful, abusive, defamatory, obscene, or otherwise objectionable. c) Engage in any conduct that could disable, overburden, or impair the functioning of the Website. d) Attempt to gain unauthorized access to any part of the Website or the systems or networks connected to the Website. e) Interfere with or disrupt the Website or any servers or networks connected to the Website.

  1. Intellectual Property All intellectual property rights in the Website, including but not limited to trademarks, logos, copyrights, and trade secrets, are the property of the Company or its licensors. You may not use, reproduce, modify, or distribute any content from the Website without the prior written consent of the Company.
  2. Disclaimer of Warranties The Website is provided on an “as-is” and “as available” basis. The Company does not make any warranties, whether express or implied, regarding the accuracy, reliability, or completeness of the information provided on the Website. The Company disclaims all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
  3. Limitation of Liability To the fullest extent permitted by applicable law, the Company shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising out of or in connection with the use of the Website or any services provided therein.
  4. Indemnification You agree to indemnify, defend, and hold the Company and its affiliates, officers, directors, employees, and agents harmless from any claims, liabilities, damages, losses, or expenses, including reasonable attorneys’ fees, arising out of or in connection with your use of the Website or any violation of these Terms.
  5. Modifications to the Terms The Company reserves the right to modify these Terms at any time without prior notice. The updated Terms will be posted on the Website.